Finding the Best Insurance for Your Pet

We all want our pets to remain as healthy as possible as they are a major part of our lives. Unfortunately, in order to achieve this, we have to make regular visits to the local vet and this has become more and more expensive over recent years. To help us all meet these ongoing bills, pet insurance has got to be a major consideration. However, like all purchases nowadays, it can be very challenging finding the best cover for your particular pets’ needs.

Fortunately, we can do most of our research online now and we are able to find lots of testimonials from people who are relating their experience about all sorts of subjects. All of the larger insurance companies now have their own dedicated websites where we can review all of the services they are offering and to identify which one suits our individual needs.

Below are Some excellent references discussing the relative merits of pet insurance and addressing some key questions to be considered by anyone who owns a pet;

Pet insurance: Is it truly worth it? | FOX CT
http://foxct.com/
Homeowners insurance and pet insurance can both be affected by owning a dog that is considered ‘dangerous’. Many see this as discriminatory practice, but with up to a third of liability claims against homeowners caused by …

Shopping for Pet Insurance, a vet’s view – The Seattle Times
http://blogs.seattletimes.com/politicsnorthwest/
Dr. Jerald Gemar, a retired vet who chairs the Washington State Veterinary Medical Association’s finance and insurance committees, answers questions about pet insurance in the second of a four part series. Question: How …

Should You Buy Pet Insurance? – MintLife Blog
http://www.mint.com/blog

As with all purchases online, exercise your due diligence and ensure that the company you are considering is registered and fully legitimate and has excellent reviews on their website from previous customers.

dog-624952_640If you’re not sure where to start when looking for pet insurance, pet forums are an excellent source of information on all matters relating to animals and many people there are more than happy to offer advice based on their own experiences. Here you will find many recommendations for pet insurance companies, including which ones to avoid based on an individual’s experience.

Once we have a clear idea of which company we want to potentially use, it is best to first check out what they are offering online in terms of degree of cover and premiums ask to get an overall idea of what each you will receive for the money that you pay. Fortunately, most companies will offer a telephone helpline where you can discuss your individual needs in greater detail. You may have a pet with particular issues that need to be covered or you may have particular concerns for the future health and well-being of your pet and require a policy that is tailored more specifically for your situation. Speaking to a real person over the telephone line is something that would be a necessity in these cases.

Watch this video comparing different insurance companies –

Pet Health Insurance Comparison - MyVNN.comPet Health Insurance Comparison – MyVNN.com
The Veterinary News Network did a direct comparison of one test case using four popular insurance companies.

 

Below is a useful article about the relative merits of having pet insurance and discusses the reasoning behind why we would choose to spend that little bit extra on our beloved pets;

Pet insurance gives peace of mind, owners say – Utah Local …
http://www.sltrib.com/
“I think it’s heartbreaking to put an animal to sleep because of a financial decision,” she said. “[Pet insurance] allows pet owners to make medical decisions based on what they want instead of what they can afford. For those …

If you do have a pet with previous conditions, these need to be declared upfront as they may require extra premiums to be paid to take out cover with the company. Again, speaking to an individual from the company will help clarify this for you.

Another point that many people forget is, like car insurance, there is often an excess to be paid when it claims being made and social you should be fully aware of what your liabilities are before you sign on the dotted line and be clear about how much money you will have to pay in the event of your pet needing help.

The following article discusses the advantages and disadvantages of pet insurance and prompts some important factors to consider for anyone wishing to gain adequate cover for any potential medical costs for their pet;

Buying The Best Pet Insurance
Barbara R. Giles

By reading some of the articles referred to on this page, you will soon get a clear idea of what your options are when taking out your pet insurance. Dedicate a good amount of time for this process as it’s not something you want to rush into. Exercise the same degree of care attention that you would for your own family health cover and in so doing you should be able to find the right cover, from the right company to suit your pets requirements.