Essential Considerations for a Happy Retirement

For anyone entering middle age, thoughts about retirement start to become an important feature of their future considerations. We all have different ideas about what retirement is and how it will unfold for us; some see it as the time when they will have an opportunity to do all the things they’ve been wanting to do throughout life, some see it as an opportunity to travel and many others relish the opportunity to have more leisure time to spend with their family and loved ones.

Here is an excellent USNews report about retirement and its major considerations –

Retirement – US News & World Report
http://money.usnews.com/money/retirement
Retirement planning advice and guides to help you plan for a successful retirement. Retirement news on investing, including articles on 401ks, simple IRAs, …

The fact of the matter is that, regardless of your dreams, the one single factor that will apply to everybody is to be in a position to be able to afford to retire comfortably. Nowadays, people are being actively encouraged to think ahead towards their retirement from an earlier age with the intention of trying to calculate how much money they will need and where that money will come from in order to be happy and safe.

State benefits will provide some security in terms of financial income but for most people who have been used to a high standard of living, additional financial planning will be necessary. With company and work related pensions being less secure and unpredictable, it is prudent to look at other ways of securing finance for the latter phase of our lives.

This is a useful calculator for assessing your retirement financial needs – Retirement Planning and Savings Plans – Retirement Calculator …
http://money.cnn.com/retirement/
Retirement planning strategies and retirement advice, including retirement calculators to help you retire faster, 401k tips and more.

… and this throws another issues to consider when assessing financial needs in retirement;

Why the ‘4% Rule’ for Retirement Only Works for the Wealthy …
http://www.nbcnews.com/business
For years, financial advisers have relied on a simple rule of thumb to guide people planning for retirement: withdraw 4 percent a year, and you have excellent…

RetirementLife expectancy is much greater now and retirement ages of being extended. This means that we work longer before we are eligible to start drawing upon our pensions. On the positive side, this gives us more opportunity to put money aside and to invest in our retirement years and so become more financially secure. At the same time, it is important that we look after our health and well-being so that we are in a fit and healthy condition to enjoy our retirement years.

So in order to plan effectively for retirement, we need to ask ourselves some critical questions in order to attain a clearer picture of what we consider our retirement years to look like.

the following book offers some interesting insights into planning for your retirement future – Retirement: A New Adventure
Christopher Borman, published 2009

The following publications offer some excellent strategies and tips to help you plan more effectively, in all aspects of your life towards securing the type of retirement that you ideally want;

50 Plus One Tips to Building a Retirement Nest Egg
Linda M. Magoon, Poonum Vasishth, published 2006, 216 pages

Retirement Planning
Ramiro A. Needham

The Everything Retirement Planning Book: A Complete Guide to Managing Your …
Judith R. Harrington, Stanley J. Steinberg, published 2007, 304 pages

With so much to consider, retirement planning can feel a little heavy at times and so to lighten the situation it sometimes helps to add a little humor. So indulge yourself for a few moments with this humorous quiz –

What You Don’t Know about Retirement: A Funny Retirement Quiz
Bill Dodds, published 2010, 132 pages

Also, we tend to consider retirements equally for male and females alike but this is not always the case. The following brief presentation offers a few additional insights from the woman’s perspective when planning retirement –

6 Mistakes Women Make When Planning for <strong>Retirement</strong>6 Mistakes Women Make When Planning for Retirement
from moneygal2020, undefined ago in Business
When preparing for retirement women face challenges that their male counterparts do not. Ladies, what mistakes are you making?

What is clear from all of the above, is that there are many considerations that need to be taken into account when planning our retirement.  Spend the time to invest in thinking through  these important issues so that you can  more effectively plan your retirement for a future which can bring security and happiness.

Top Tips for Creating a Fantastic Wedding

 

A wedding is considered to be possibly the most important day of the brides life and it is the one event when planning has to be just right and problems in chaos need to be avoided. Every bride wants her special day to be perfect as it will be recorded in its entirety for posterity. It can be very stressful and fraught with fears and anticipation but it doesn’t have to be so.

Fortunately, there is almost an unlimited supply of information readily available online that allows any bride-to-be to cover all the bases and to be as sure as possible that that perfect day will be achieved.

Above all, it is important that all couples plan their wedding and choose the options that feel right for them. Most important, don’t feel pressured by what other people are doing for their weddings as that may not be appropriate to you.

Weddings are becoming increasingly more expensive simply because people feel that they ‘have to’ do what other people are doing, and in many instances, improve on it! This can cause a lot of stress, both emotionally and financially and it is far more advisable to be true to yourself, and choose the type of wedding that you want. It is ‘your’ day and it’s important to remember that when going through the planning process.

Let’s look at some of the great sources of material available online that can make the whole wedding planning process much easier and enjoyable;

Wedding Planner Project: A Workbook
Chell Little, published 2010, 113 pages

Easy Wedding Planner: Workbook & Organizer
Elizabeth Lluch, Alex Lluch, published 2008, 150 pages

wedding-688916_640These are just two of the workbooks and organisers that can be readily obtained online which create a perfect structure that anyone can follow. Take the time to look through these in detail as you may well be very surprised at some of the points that you had not even considered.

A brief presentation about some more tips to consider when planning your wedding can be found in the presentation below – check it out!

Tips for perfect <strong>wedding</strong> <strong>planning</strong>Tips for perfect wedding planning
from Abemene
Tips for perfect wedding planning

The following website offers an extensive array of information which will prompt further ideas for you to personalize your day. Life become so much easier when we stop reinventing the wheel and allow ourselves to be guided by other people’s insights

Perfect Wedding Guide: Wedding Planning – Wedding Ideas
http://www.perfectweddingguide.com/
Everything you need to learn how to plan a wedding. Free wedding planning guides, tools, and advice from wedding planning experts. Planning a wedding.

There are even organizations online totally dedicated to providing everything you could possibly need for the perfect wedding. One such organization is known as WeddingWire. this is a worldwide operation providing couples the complete package when trying to plan and organise their special day – see below

WeddingWire
dedicated to building innovative tools and resources that simplify the wedding planning process. Engaged couples worldwide have the opportunity to search for…

When considering the costs of the wedding, naturally there are lots of elements that need to be looked into to ensure that you don’t go over budget and that you provide your guests with everything they require. Here’s a recent report covering nine essential tips for saving money on your wedding –

Nine TipsFor Saving Money

Investor’s Business Daily, on Fri, 24 Apr 2015 14:33:45 -0700
The high season for weddings is near. It runs from Memorial Day weekend through October, says Jamie Miles, managing editor of The Knot, an online wedding planning site. And weddings are more expensive than ever.

For some more great ideas when planning your wedding, check out the video below;

When considering the honeymoon, there are naturally an unlimited number of possible options the couple can choose. Naturally, one big consideration is budget but this doesn’t have to be the case as some honeymooners can be very simple and inexpensive if this is what you desire. We all have different tastes and it is important to meet those tastes in as cost-effective way as possible. Below is an excellent website offering ideas and guidelines towards choosing the perfect honeymoon destination for your particular needs;

Honeymoon – Honeymoon Destinations – The Knot
https://www.theknot.com/honeymoons
Plan your honeymoon with help from The Knot. Browse through a variety of honeymoon ideas and hot honeymoon destinations while reading about the latest …

what we have covered above is just a selection of the excellent sources of material that are available. Do check them out and use one is appropriate to you remembering always that you are in control and it is your special day.

It is important to enjoy the planning process as much as the day itself as more effort goes into planning this day than probably any other event in your life. By enjoying the planning you will enjoy the day much more and these wonderful memories will remain with you forever!